Archive for November, 2009

Nov 30 2009

Chrome Bulbs and Other Car Modifications

Published by David Ostiguy under Motorcycles

Automobile manufacturers nowadays are beginning to take notice on the HID Headlights, Clear Corner Lenses and Chrome Bulbs that has been the recent craze. HID Headlights produce much more light than the standard bulb and can increase the night time ratio significantly. Instead of people buying new vehicles, some have taken action and began installing HID Conversion Kits to their own cars.

There has been a lot of talk about whether HID Headlights are legal or against the law. If your vehicle came with HID Headlights, you are in the clear. The Police are having problems with the aftermarket HID Conversion Kits, but they won't pull you over as long as you follow a couple simple rules. One of them is to make sure that your HID Conversion Kit is at 6000k-8000k and also be sure that your lights are pointed in the right directions. If your lights are pointing up and blinding other drivers, you will get pulled over.

Some of the newest modifications that have been getting a lot of attention as of lately are Clear Corner Lenses and Chrome Bulbs being added to vehicles. Car Manufacturers have been jumping on this trend lately, but the problem is after auto manufacturers install the clear corner lenses to the vehicles, they still add those ugly yellow turn signal bulbs to the vehicle.

Stealth Auto has released a Chrome Bulb that almost looks invisible once installed with Clear Lenses. The coolest thing about these bulbs is they're 100% street legal. They blend in so well with the rest of the vehicle and once the bulbs are turned on, they blink in an amber/yellow color.

If you've been considering doing some modifications to your vehicle, we hope you consider the tips in this article. The mods that we mention here are easy to do and aren't expensive. Click on the links below to find out more.

Read more on HID Headlights. Stop by David Ostiguy's blog where you can find out all about Chrome Bulbs & Other Vehicle Modifications.

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Nov 29 2009

No Shirt, No Shoes, No Service – Making Cycling Safe

Published by Brian Stephenson under Motorcycles

Everyone has had a time when some guy on a motorcycle has been driving on a road near them and has done some pretty dangerous things. For example, a cyclist may have been weaving in and out of traffic; another may have been driving too fast; still another may have simply been driving without any protective gear. Moreover, motorcycling has become a dangerous activity.

If you are going to ride a motorcycle around then you need to wear the correct equipment. It's a basic level of protection and it should be absolutely mandated that you need to be properly equipped. A solid helmet that's tightly in place, thick boots or shoes to protect your feet and basic clothing items such as a thick jacket and jeans. These items can make the difference between a bad injury and a tragic injury. They can make the difference between life and death for motorcyclists who get in bad accidents.

There is no reason not to protect yourself if you're on a motorcycle. However, there are many reasons why people on a motorcycle should protect themselves when thinking about the other people they share the road with. By not wearing the right kind of equipment, motorcyclists actually end up making the road more dangerous for everybody. Drivers in cars have to change the way they are driving so as to try to avoid these reckless people, and it can lead to other accidents, more traffic, collisions and all kinds of problems.

Accidents aren't just bad for those who are in them either. Other people are forced to sit in traffic, insurance premiums increase, injuries occur, and medical expenses rise as well. So not only is the motorcyclist affected, but motorcycle accidents affect everyone. That's why safety is the key.

The honest truth is that you will not be able to control your own safety entirely. There are some things that are just out of everyone's hands that even the most experienced and safest rider would not be able to avoid. The weather, the condition of the roadways, as well as the situation involving another driver, are all things that are out of the hands of the cyclist.

However, considering all of that, you should still take the necessary precautions to protect yourself in every way. You can't control other people or nature, but you can control yourself and thereby put yourself into the best position possible to not only ensure your life, but the lives of other drivers on the roads.

Dorthy Weatherbush does not ride motorcycles but your husband does. So she bought him some safety gear from Cycle Gear. The also have an online shop at CycleGear.com where Dorthy tries to keep up with the latest and greatest in motorcycle gear for her husband.

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Nov 29 2009

Motorcycle Insurance, the Nuts and Bolts

Published by Graham McKenzie under Motorcycles

You came up with the bright idea of trading in your car for a motorcycle. It's a smart move right? Save on gas, repairs, upkeep, and emissions, right? While you will save on all those aspects of owning a motor vehicle, you may however not save on insurance. Motorcycle insurance is very expensive unfortunately.

Motorcycle insurance covers the owner or driver against the typical events that may occur, which fall under the categories of accidents and theft. The insurance only covers the owner or driver, because motorcyclists usually ride by themselves, generally without anybody else tagging along.

Compulsory insure for motorcycles is usually low, however fire and theft are not taken into account. Motor bikes are easy to steal and insurance companies are timid when covering such a hot commodity. Expect high premiums if you wish to cover theft and fire.

Accidents are the number one claim for motorcycles. Unfortunately, accidents involving motor bikes usually pose serious or severe injuries and even death. The driver is exposed to other vehicles because he or she does not wear a seat belt. This is another reason why insurance companies charge a higher premium.

Insurance companies cannot kill their integrity by jumping to conclusions when it comes to calculating costs and risks of motorcycles. Accidents and theft do happen, but the majority of bike riders are safe and smart on the road. The insurance company will also drop the rate if the driver is older, very experienced on a bike, and rides a bike that is not overly powerful.

An insurance company will also break down the number of speeding tickets and accidents the driver has been involved in the past. Like car insurance, motorcycle insurance weighs the premium heavily on the number of tickets and accidents. If the driver has a past record of safety, they will certainly award them.

However, the most important factor when calculating a premium is the amount of use the bike will receive. If the bike is used everyday, a premium will remain high. But if the bike is designed more for a hobby, something to take out on the weekend or on holidays, then expect to receive a much lower premium.

Graham McKenzie is the content Syndication Manager at insurance123.co.zaSouth Africa's leading Motorcycle Insurance information portal

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